Mortgage Rates
Current mortgage rates and market information to help inform your real estate decisions.
Georgia Mortgage Rates Overview
The page provides current mortgage rates specifically for Georgia, highlighting the most recent 30-year fixed mortgage rates available in the state. It also lets you adjust your view to see other loan terms and types (like 15-year or adjustable-rate mortgages) based on your preferences. The site pairs these rate tables with some context about Georgia's housing market, including factors like home prices and regional growth.
30-Year Fixed
The most common mortgage type. Offers stable monthly payments over the life of the loan, making long-term budgeting predictable.
15-Year Fixed
Higher monthly payments but significantly less interest paid over the life of the loan. Builds equity faster.
5/1 ARM
Adjustable-rate mortgage with a fixed rate for the first 5 years, then adjusts annually. Often starts lower than fixed options.
FHA 30-Year
Government-backed loan with lower down payment requirements. Popular for first-time homebuyers and those with moderate credit.
Ready to Understand Your Options?
Market conditions are one factor in your real estate decisions. Schedule a consult to discuss how timing and rates affect your situation.