Get Prequalified
Understand your financing position as part of your transition planning.
Why Prequalification Matters During a Life Transition
During divorce or separation, understanding your individual financing capacity is often essential for planning. Prequalification provides clarity about what is financially feasible as you consider your options.
This is not about purchasing a new home. It is about understanding your financial position for decisions that may include equity buyouts, post-sale housing affordability, or refinancing considerations.
When Prequalification Is Useful
- Evaluating whether an equity buyout is financially viable
- Understanding post-sale housing affordability
- Providing documentation for negotiations or mediations
- Planning for refinancing to remove a party from existing mortgage
- Assessing options when one party wishes to retain the property
What Prequalification Involves
Prequalification is an initial assessment of your borrowing capacity based on income, assets, and credit profile. It provides a preliminary estimate and is not a loan commitment.
Review of income and employment documentation
Assessment of assets and liabilities
Credit profile evaluation
Preliminary borrowing capacity estimate
Request Prequalification Information
Important Information
Prequalification is a preliminary assessment and does not constitute a loan approval or commitment. Final loan approval is subject to full underwriting review, property appraisal, and other conditions. Consult with a licensed mortgage professional for specific guidance regarding your situation.